Mon 9:00 AM to 5:00 PM Tue 9:00 AM to 5:00 PM Wed 9:00 AM to 5:00 PM Thu 9:00 AM to 5:00 PM Fri 9:00 AM to 5:00 PM Sat Closed Sun Closed
About Tim Summers - Lower Mortgage
Boasting over 30 years of mortgage expertise, I create tailored loan solutions that not only fulfill but surpass client requirements, establishing enduring partnerships grounded in trust, knowledge, and exceptional service. I specialize in USDA, VA, and FHA loans with a passion for helping first-time home buyers navigate the path to homeownership. Backed by a strong history in credit repair and budget counseling to help clients qualify with confidence.